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Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant. Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families. We utilize a highly talented staff to provide innovative solutions for your unique needs.Required Auto Coverage in New Jersey. According to the New Jersey Motor Vehicle Commission, all vehicles in NJ must have Liability, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist Coverage. Bodily Injury Liability Coverage: Minimum coverage level is $25,000 per person and $50,000 per accident.Gary’s Insurance Agency LLC. 1 Bloomfield Ave. Newark, NJ 07104. (973) 483-3500. Hours: Open Weekdays 9 am – 5 pm & Sat. 9 am – 2 pm. Payment Accepted: Cash, Check, MasterCard, Traveler’s Check, Visa. Click here to get directions. Feel free to contact us any time. 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